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While you wait, these are the pages that answer the most common Georgia questions.
- The $5,000 credit — and the $2 million annual cap on it.
- Which credit applies to you — the 15 May 2024 cut-over.
- All 118 eligible counties, with the 42 House Bill 82 added.
- Why a credit is not loan repayment.
- The full Georgia guide.
If something is urgent, call (480) 296-6513 or email mcerto@cfmtg.com.
Mike Certo, NMLS #260555. Cornerstone First Mortgage, NMLS #173855. Equal Housing Lender. Physician-loan programme terms are set by the lender and change. Georgia's rural tax credits are set by statute and administered by the Department of Revenue; the Rural Health Care Professional Credit is subject to a $2 million annual aggregate cap allowed first come, first served, neither credit carries over, and neither can exceed the taxpayer's income tax liability. Nothing here is tax advice. Rural county designations change.
Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content, not a loan commitment and not legal, tax, visa, or licensure advice. Physician-loan program terms, eligible degrees, and overlays are set by the lender and change. Georgia's rural tax credits are set by statute and administered by the Georgia Department of Revenue; the Rural Health Care Professional Credit is subject to a $2 million annual aggregate cap allowed on a first come, first served basis, neither credit carries over, and neither can exceed the taxpayer's income tax liability. Nothing here is tax advice; confirm your position with a tax professional and with the Department of Revenue. Rural county designations are set by statute and census data and change. All loans are subject to borrower and property qualification, including credit and income review.